Max Social Security Income 2025 Married Filing Jointly. There is no earnings cap after full retirement. People under full retirement age can earn up to $22,320 in 2024 (rising to $23,400 in 2025) while on social security without penalty.
There is no earnings cap after full retirement. The amt exemption amount for 2025 is $88,100 for singles and $137,000 for married couples filing jointly (table 3).